Apple Inc. 🇺🇸
AAPL • Technology • USA
📊 Proprietary 12-Point Fundamental Audit
| Audit Dimension | Benchmark Criterion | AAPL Actual | Evaluation |
|---|---|---|---|
| 1. Economic Moat Strength | Software lock-in / high switching barrier / patent moat | Moat Score 82.5/100 | ✅ WIDE MOAT |
| 2. Pricing Power & Margins | Gross Margin > 40% sustainable | 48.7% Gross Margin | ✅ PASSED |
| 3. Revenue Acceleration | YoY Top-Line Growth > 15% | +16.4% YoY | ✅ PASSED |
| 4. Peter Lynch PEG Ratio | PEG < 1.2x (Growth at a Reasonable Price) | 2.21x PEG Ratio | ⚠️ ELEVATED |
| 5. Fortress Balance Sheet | Debt / EBITDA < 2.5x | 0.8x Net Leverage | ✅ PASSED |
| 6. Free Cash Flow Generation | Positive and compounding FCF | $107.7B Free Cash Flow | ✅ PASSED |
| 7. Multiple vs Sector Median | Forward P/E reasonable vs earnings growth | Forward P/E: 36.2x | ✅ ATTRACTIVE MULTIPLE |
| 8. Management & Insider Ownership | Insider Ownership > 3% | 8.5% Insider Equity | ✅ ALIGNED |
| 9. Superinvestor Whale Backing | Held by Top 25 13F Wall St Whales | Warren Buffett | ✅ 13F WHALE BACKED |
| 10. Secular Industry Tailwinds | Exposure to multi-year compound themes | Technology sector expansion | ✅ PASSED |
| 11. Trailing P/E Multiple | Historical earnings multiple sanity | Trailing P/E: 36.7x | ✅ PASSED |
| 12. Overall Moat Conviction | Composite algorithmic evaluation | Overall Score: 82.5/100 | ✅ HIGH CONVICTION |
📝 MoatPicks Investment Thesis
Competitive Moat Breakdown: Rebalancing high-multiple valuation (34x PER) into high-yielding Treasury Bills.
Valuation Verdict: Trading at a Forward P/E of 36.2x and PEG ratio of 2.21x, Apple Inc. satisfies core fundamental screens for quality and durability.
🐋 Tracked Superinvestor Backing
📊 Frequently Asked Questions & Related Moat Stocks
1. What is Apple Inc. (AAPL)'s Economic Moat Score in 2026?
In 2026, Apple Inc. (AAPL) holds a proprietary MoatPicks Economic Moat Score™ of 82.5/100 (Wide Economic Moat). This 12-point fundamental audit evaluates AAPL's 48.7% gross margin, $107.7B free cash flow generation, +16.4% YoY revenue growth, and 0.8x Debt/EBITDA ratio. You can benchmark any stock's competitive durability interactively with our Economic Moat Score™ Checker.
2. Is AAPL stock undervalued right now based on P/E and PEG ratio?
Apple Inc. (AAPL) commands a quality valuation premium at a Forward P/E of 36.2x and PEG ratio of 2.21x, reflecting its 48.7% gross margin and fortress cash flows. At a share price of $319.7, investors can stress-test AAPL's fair value using the MoatPicks Economic Moat Score™ Checker and FIRE compounding calculators. Model how compounding AAPL fits your long-term retirement target in our FIRE Financial Independence Calculator.
3. Which superinvestors and 13F hedge funds own AAPL stock?
According to latest SEC 13F institutional filings tracked by MoatPicks, superinvestors holding or trading Apple Inc. (AAPL) include Warren Buffett. Institutional conviction is reinforced by AAPL's $107.7B in free cash flow and 0.8x net leverage.